• Coverage Stack Overflow

    Coverage Stack Overflow

    Three weeks in and here’s the uncomfortable truth: We have no idea what’s actually broken. We can see claims. We can see what processed. We can see what got paid. You know what we can’t see? Everything that failed before…

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  • Good Idea + Bad System

    Good Idea + Bad System

    We went live with our self-funded plan on January 1st. Week one, we hit our first wall. And honestly? It’s the perfect example of why the traditional benefits system is broken. What We Asked For We want to…

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  • My 2026 New Year’s Resolution

    Run My Health Plan Like a Product (And make it easy for you to steal our playbook) Most CEOs make personal New Year’s resolutions. I’m making an operational one. In 2026, I’m running my health plan like we…

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  • Real-Time Visibility

    Real-Time Visibility

    Most CFOs can pull up their P&L in 30 seconds. Revenue, burn rate, runway, cash position — all real-time. But ask them about their health plan? “We’ll know in a few months when the renewal comes.” We think…

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  • Day ZERO – “The -5 NPS”

    Most CEOs decide to change their health plan after looking at the renewal. I decided after looking at our employees (in addition to the renewal and our 24% increase). After we committed to going self-funded on January 1st,…

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  • Rebuild vs Renew

    Rebuild vs Renew

    Most CEOs wouldn’t post this publicly, but here we go: Instead of pretending this makes sense, we’re doing something rational: ZERO is going self-funded on 1/1/26. We are going to run our health plan like the business it…

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